Benefits of loaning

I'm 35 very well off financially and career wise, inherited a lot from my late parents in 2020. I like to keep a low profile and live in a modest 4bedroom 2bathroom home. I met a nice woman I'll call Alice then 27 shortly after moving in, she has a handicapped son (hip problems). So, he's unable to get about easily and it's easily fixed by operation. Only the cost holding her back from getting it done. Health insurance won't cover it as it preexisting, she doesn't date as men see the son and don't want to be caught up. Not that I asked her for date, I don't date at all prefer to be alone as I've never been good with women. Anyway, she need money for food as having a 3year old, handicapped son limits your work availability. She was forced by need to ask me for the loan of $20, I didn't have a $20 note only a $50 so lend that to her instead. But I knew it would create a cycle; she would pay me back and then run short again and having to borrow again. But I was happy to help not expecting anything else in return. I've a cousin I'll call Marge then 32 who lived fairly close by, and she is always borrowing money and owed me quite a bit. She has a bitchy nature and just happened to be visiting me when Alice came and asked to borrow again, after Alice left Marge made a snide remark. Saying I should make her (Alice) at least suck me off for the loan. I'm used to Marge's snide remarks but decided to respond that time. I asked her if Alice should suck me off just for getting the $50 loan, what should you be doing for the nearly thousand dollars you owe me. Marge was shocked by my response as I was usually quiet in response to her snide remarks. She was just visiting for more money; she is also from my father's side and the money I inherited came from my mother's side. She doesn't know of my inheritance as I've never told anyone. Quiet for a long time very unusual for her, she finally offered me sex just to get the loan she wanted. Feeling impowered I said let's fuck and fucked her twice and then came to an arrangement to get regular sex in return for what she owed me. Everything was perfect for a while, regular sex and loan fully paid back by sex. Marge then got another job and moved away, ending my regular sex with her and she then was engaged also. Alice came about once a month borrowed $50 and paid me as soon as she could. Then one day she came earlier than usual, she didn't want to borrow money with son in care of a friend. Her job that day had ended early due to the delivery not arriving. She had decided to reward me for my ongoing kindness and give herself some relief as well. She offered me sex, for mutual satisfaction, I said she didn't have too. But she said she needed it herself as well, so we fucked. After she had left, I decided I should help her out more than I was. For a start I could fund her son's operations. But then thought I could get her to have a child for me as sort of payment for my helping her and her son. On the days before her next visit to borrow money. I refined my idea to just marrying her, with arrival I made my offer. After she recovered from the shock, she asked why me, I said because you're the only woman I feel comfortable around to ask to marry me and I want you around a great deal more. As she was still thinking about her response, I added I'll even adopt your son as well making us family. About fifteen minutes later she decided to accept my proposal, mainly as it was the best option for her son and their future she had. We married fairly quickly; the following week her son had his operations. Both hips done at the same time, after the operations she didn't need to work and was busy with the theory sessions her son had to have. Only at night when he was asleep did she have any time to relax, we'd sex regularly. When her son was now able to walk without a frame she was confirmed as pregnant. Now I've 3 children one adopted and a daughter and son of my making. Best decision I've ever made and all thanks to my cousin's snide remark, I would've never done anything otherwise.